Explore our business loans
Flexible Working Capital Solutions
Term loan to cover immediate operating costs, inventory, or seasonal dips.
GXS
FlexiLoan Biz
Access a standby credit line up to S$150,000, get capital in 4 minutes with no fees.
Working Capital Loan
Manage your daily operational costs and navigate unexpected emergencies, up to S$500,000.
PO Financing
by GXS Capital
Convert your purchase orders into instant cash flow up to S$1M for overheads and purchases.

Limited-time promo: 0% fees on your first month of financing.
Apply for a GXS FlexiLoan Biz and/or Working Capital Loan by GXS Capital to get up to S$15,000 in fee rebates.
Supply Chain Financing
Keep your operations running smoothly by unlocking cash tied up in payables, receivables, and purchase orders.
Invoice Financing
Turn your unpaid invoices into valuable cash flow for your business, up to S$1M.
PO Financing
Convert your purchase orders into instant cash flow up to S$1M for overheads and purchases.
Property-Backed Financing
Leverage your property to access higher loan amounts with competitive terms.
GXS Biz Property-backed Loan
Bigger limits, wider access. Supercharge your growth with secured working capital, now upsized to S$5M for all eligible SMEs.
Register now.
Are you a sole proprietor or the sole Director of your company?
Download the GXS Bank app to apply today!
GXS Bank holds a banking license and is regulated by the Monetary Authority of Singapore. GXS Business Banking operates under GXS Bank to provide financial products and services to enterprises. GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel, or their entities.
Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. GXS Bank reserves the right to approve or reject applications without providing reasons. Late interest charges may apply for late repayment. Loans are subject to periodic review and may be cancelled at the discretion of GXS Bank.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Full Terms and conditions apply, please visit:
Business Account Terms here.
GXS FlexiLoan Biz Terms here.
Biz Ecosystem Terms - Grab here.
Biz Ecosystem Terms - Singtel here.
Terms and conditions governing GXS Business Banking Campaign here.
GXS SME terms and conditions, click here.

